Owning a Sheltie means investing in a high-energy, intelligent dog that thrives on companionship and activity. While they are not the largest breed, their costs can be significant, especially when considering their grooming needs and potential health care. Understanding these expenses is critical for any Sheltie owner or someone considering bringing this breed into their home. We will explore the essential monthly expenses, from nutrition to healthcare, and everything in between.

1. Food

Shelties are small to medium-sized dogs, and their food expenses reflect their size. Monthly costs for high-quality dog food can range from $30 to $60, depending on the brand and whether the Sheltie has any specific dietary needs.

2. Treats

Treats are an important component of training and rewarding good behavior. For Shelties, a monthly treat budget of $10 to $20 is typical, focusing on high-quality treats that support their overall health and are appropriate for their size.

3. Veterinarian

Routine vet visits, including vaccinations, dental care, and check-ups, are essential for a Sheltie’s health. Set aside $40 to $70 per month for these expenses, not accounting for any unforeseen health issues.

4. Toys

Toys that cater to a Sheltie’s intelligence and herding instincts are important. Monthly toy expenses can be around $15 to $30, ensuring a variety of interactive and stimulating options.

5. Accessories

Collars, leashes, beds, and grooming tools are accessories that require occasional replacement. Allocate $20 to $40 each month for these items to ensure your Sheltie has everything they need.

6. Grooming

Shelties require regular grooming to maintain their double coat. Professional grooming services can average $40 to $70 per month, including brushing, bathing, and trimming to prevent matting.

7. Training

Investing in training classes or resources for a Sheltie can cost $30 to $60 monthly. This intelligent breed benefits from mental stimulation and the opportunity to learn new commands and skills.

8. Pet Insurance

Pet insurance for a Sheltie can range from $25 to $50 per month. It’s an optional expense but can be beneficial for managing the costs of unexpected veterinary care.

9. Miscellaneous

An additional $20 to $50 per month should be budgeted for miscellaneous expenses such as emergency vet visits, replacement of accessories, or any special needs that may arise.


The total monthly cost of owning a Sheltie in 2023 can be estimated between $220 and $450. While they are not as expensive as some larger breeds, their grooming needs and potential for health issues do contribute to the overall cost. By budgeting wisely and anticipating these expenses, you can ensure a happy and healthy life for your Sheltie.


Frequently Asked Questions About The Cost of Owning A Sheltie

1. What is the average monthly cost of feeding a Sheltie?

The average monthly cost for feeding a Sheltie ranges from $30 to $60. This cost depends on the quality of the dog food and the specific dietary needs of the Sheltie, such as grain-free or limited-ingredient diets that may be necessary for sensitive stomachs or allergies.

2. How much should I budget for Sheltie treats?

You should budget approximately $10 to $20 per month for Sheltie treats. It’s important to choose treats that are suitable for their size and to use them as a tool for training and positive reinforcement.

3. What are typical veterinarian expenses for a Sheltie?

Typical veterinary expenses for a Sheltie can average $40 to $70 per month. This includes routine check-ups, vaccinations, and preventative medications. Keep in mind, any unexpected illnesses or conditions can increase these costs.

4. How much do Sheltie toys cost each month?

For Sheltie toys, you can expect to spend about $15 to $30 per month. Shelties are active and intelligent dogs that benefit from a variety of toys to keep them engaged and to satisfy their herding instincts.

5. What is the cost of Sheltie accessories like collars and leashes?

The cost of Sheltie accessories like collars, leashes, and beds typically ranges from $20 to $40 per month. These costs can vary based on the quality of the items and the frequency of replacement or upgrade.

6. How much will I spend on grooming for a Sheltie?

Grooming a Sheltie will typically cost between $40 to $70 monthly. This breed has a luxurious double coat that requires regular care, including professional grooming services for trimming, bathing, and thorough brushing.

7. Is it expensive to train a Sheltie?

Training a Sheltie can cost between $30 to $60 per month if you opt for professional training classes. Shelties are quick learners, however, and may require less professional training over time if consistent training is maintained at home.

8. How much does pet insurance for a Sheltie cost per month?

Pet insurance for a Sheltie generally costs between $25 to $50 per month. The cost will vary depending on the plan’s coverage and deductible, but it can provide financial relief for unexpected veterinary expenses.

9. What miscellaneous costs should I consider when owning a Sheltie?

Miscellaneous costs, which can include emergency veterinary care, additional grooming tools, or unforeseen replacements, should have a budget allocation of $20 to $50 per month. It’s always wise to have a financial cushion for these unexpected expenses.

10. Overall, how does the cost of owning a Sheltie compare to other breeds?

The cost of owning a Sheltie is generally moderate compared to other breeds. While their food and general care costs are lower due to their smaller size, their grooming needs and potential for certain health issues can contribute to overall expenses, making them more costly than some other small breeds but less expensive than larger breeds.

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